ACCIDENTAL HOSPITAL INCOME
Coverage Benefit
Accident Hospital Income (payable up to 90 days) RM100 per day
Accidental Disability Up to RM 10,000
YEARLY PREMIUM PER ONLINE USER RM 9.00
 
Basic Daily Accident Hospital Income
In the event of an accident, and the Insured Person is hospitalized, he/she will receive up to RM100 a day for up to 90 days (or up to RM9,000).This benefit is only payable upon completion of a minimum of 48 hours of hospital confinement.There are no restrictions on the choice of hospital or type of rooms because the cash benefits are paid directly to the Insured Person for use in any way.

Bill Payment (Accidental Disability)
In the event of an accidental disability, the Insured Person will be paid up to RM10,000 (see table below).
Loss Benefit
Permanent Total Disablement 100% of the total Sum Insured
Permanent Loss of two (2) Limbs 100% of the total Sum Insured
Permanent Loss of sight in two (2) eyes 100% of the total Sum Insured
Permanent Loss of one (1) Limb and sight in one (1) eye 100% of the total Sum Insured
Permanent Loss of speech and hearing 75% of the total Sum Insured
Permanent Loss of one (1) Limb or sight in one (1) eye 50% of the total Sum Insured
Permanent Loss of speech 50% of the total Sum Insured
Permanent Loss of hearing in both ears 50% of the total Sum Insured
Permanent Loss of hearing in one (1) ear 30% of the total Sum Insured

OTHER BENEFITS
  1. 24 HOURS, WORLDWIDE COVERAGE.
  2. NO medical examination. NO health questions asked.
  3. Benefits are PAID 100% ON TOP OF all other insurance plans you may have (excluding Medical and Surgical benefits whereby these two benefits are paid on reimbursement basis).
  4. All cash benefits are paid directly to you.

ELIGIBILITY
All Online Users between the age of 18 and 70 are eligible to enrol in the MYEG Accident & Hospital Income Plan with no medical examination required and no medical questions asked.

EXCLUSIONS
The complete exclusion clauses are found in the Certificate of Insurance. However, the main exclusions are: war, illness and diseases, engaging in military duty; illegal acts; suicide; self-inflicted injury; non prescribed use of drugs or driving while intoxicated; certain hazardous sporting activities like parachuting, hang-gliding, in aviation other than as a fare paying passenger in an aircraft operated by a licensed airline, professional sports, occupations like law enforcement, off-shore work, lumbering, deep sea diving and those involving explosives.

 
* Full coverage details is in Certificate of Insurance (ACE Insurance will email to you upon successful enrollment)